PHI with Endarterectomy

Read in German: PKV mit Endarteriektomie

How does this condition affect your private health insurance?

Endarteriektomie is a surgical procedure, not a disease. It involves the careful removal of plaque (atheroma) from the inner lining of an artery, most commonly the carotid artery in the neck to prevent stroke, or arteries in the legs to treat peripheral artery disease. This intervention aims to restore proper blood flow and reduce the risk of severe complications associated with arterial narrowing. While generally effective, the procedure carries potential risks, including stroke, nerve damage, bleeding, and infection. Patients typically require ongoing medical management to address the underlying causes of atherosclerosis post-surgery.

PKV Risk Assessment

Very High Risk of Rejection

Individual, specialized PHI providers may still insure you, but with a significant surcharge.

Impact on Your Insurance Policy

Duration of Illness (Initial)

Several days hospitalization, with recovery extending over several weeks post-surgery.

Duration of Illness (Lifetime)

The procedure is a one-time event for a specific lesion, but the underlying atherosclerotic disease is chronic, requiring lifelong management.

Cost of Treatment (Initial)

High, typically ranging from $15,000 to $50,000+ USD, including surgery, anesthesia, and hospital stay.

Cost of Treatment (Lifetime)

Includes the initial surgical cost, ongoing medication for atherosclerosis, regular follow-up appointments, and potential for future interventions in other arteries or if restenosis occurs.

Mortality Rate

Low to moderate, generally between 1-5%, depending on patient health, age, and location of the artery.

Risk of Secondary Damages

Moderate. Risks include stroke (1-5%), nerve injury (e.g., vocal cord paralysis, facial weakness), bleeding, infection, and restenosis (re-narrowing of the artery).

Probability of Full Recovery

High for immediate surgical recovery and improvement of symptoms, but the underlying atherosclerotic disease is chronic and requires continuous management.

Underlying Disease Risk

Very high. Endarteriektomie is performed due to severe atherosclerosis, which is commonly associated with hypertension, hyperlipidemia, diabetes, and a history of smoking.

The information provided is for general informational purposes only and is not a substitute for professional medical or insurance advice. Always consult with a qualified professional for any health concerns or before making any insurance decisions.